If you need financial aid to help you pay for college, you must complete the Free Application for Federal Student Aid form. The 2021–22 FAFSA form became available on Oct. 1, 2020. You should fill it out as soon as possible on or after Oct. 1 at the official government site, fafsa.gov.
It’ll be easier to complete the FAFSA form if you gather what you need ahead of time. Below is what you’ll need to fill it out.
1. Your FSA ID*
An FSA ID is a username and password that you can use to log in to certain U.S. Department of Education websites. Each student, and one parent of each dependent student, will need an FSA ID to complete the FAFSA process on fafsa.gov. We recommend creating your FSA ID early—even before you’re ready to complete the FAFSA form—to avoid delays in the process.
For step-by-step instructions, watch How to Create Your FSA ID.
IMPORTANT: Do NOT create an FSA ID on behalf of someone else. That means parents should not create FSA IDs for their children and vice versa. Doing so may result in issues signing and submitting the FAFSA form and could lead to financial aid delays. (Also, it’s against the rules to create an FSA ID for someone else.)
To summarize:
- Anyone who plans to fill out the 2021–22 FAFSA form should create an FSA ID as soon as possible.
- If you are required to provide parent information on your FAFSA form, your parent should create an FSA ID too.
- Because your FSA ID is equivalent to your signature, parents and students each need to create their own FSA IDs using their own email address and phone number. Parents should not create an FSA ID for their child and vice versa.
- In some situations, you may need to wait up to three days to use your FSA ID after creating it. If you want to avoid FAFSA delays, create your FSA ID now.
2. Your Social Security number*
You can find the number on your Social Security card. If you don’t have access to it, and don’t know where it is, ask your parent or legal guardian or get a new or replacement Social Security card from the Social Security Administration. If you are not a U.S. citizen, but meet Federal Student Aid’s basic eligibility requirements, you’ll also need your Alien Registration number.
3. Your driver’s license number
If you don’t have a driver’s license, then don’t worry about this step.
4. Your 2019 tax records*
In case you didn’t hear about the changes we made to the FAFSA process, beginning with the 2017–18 FAFSA form, we now require you to report income information from an earlier tax year.
- On the 2021–22 FAFSA form, you (and your parents, as appropriate) will report your 2019 income information, rather than your 2018 income information.
- Since you’ll probably already have filed your 2019 taxes by the time the FAFSA form launches, you’ll be able to import your tax information into the FAFSA form right away using the IRS Data Retrieval Tool (DRT). (No more logging back in to update after filing taxes!)
- Not everyone is eligible to use the IRS DRT; and the IRS DRT does not input all the financial information required on the FAFSA form. Therefore, you should have your 2019 tax return and 2019 IRS W-2 available for reference.
- You cannot use your 2020 tax information. We understand that for some families, 2019 income doesn’t accurately reflect your current financial situation. If you have experienced a reduction in income since the 2019 tax year, you should complete the FAFSA form with the info it asks for (2019), and then contact each of the schools to which you’re applying to explain and document the change in income. They have the ability to assess your situation and make adjustments to your FAFSA form if warranted.
- You cannot update your 2021–22 FAFSA form with your 2020 tax information after filing 2020 taxes. 2019 information is what’s required.
5. Records of your untaxed income*
The FAFSA questions about untaxed income may or may not apply to you; they include things like child support received, interest income and veterans non-education benefits. On the 2021–22 FAFSA form, you’ll report 2019 tax or calendar year information when asked these questions.
6. Records of your assets (money)*
This section includes savings and checking account balances, as well as the value of investments such as stocks and bonds and real estate (but not the home in which your family lives). You should report the current amounts as of the date you sign the FAFSA form, rather than reporting the 2019 tax year amounts.
Note: Misreporting the value of investments is a common FAFSA mistake. Please carefully review what is and is not considered a student investment and parent investment to make sure you don’t over- or under-report. You may be surprised by what can (and cannot) be excluded.
7. List of the school(s) you are interested in attending
- Even if there is only a slight chance you’ll apply to a college, list the school on your FAFSA form. You can always remove schools later if you decide not to apply, but if you wait to add a school, you could miss out on first-come, first-served financial aid.
- The schools you list on your FAFSA form will automatically receive your FAFSA results electronically. They will use your FAFSA information to determine the types and amounts of financial aid you may receive.
- If you add a school to your FAFSA form and later decide not to apply for admission to that school, that’s O.K.! The school likely won’t offer you aid until you’ve been accepted anyway.
- You can list up to 10 schools at a time on your FAFSA form. If you’re applying to more than 10 schools, here’s what you should do.
TIP: To be considered for state aid, several states require you to list schools in a particular order (for instance, you might need to list a state school first). Find out whether your state has a requirement for the order in which you list schools on your FAFSA form.
*If you’re a dependent student, you will need your parents information as well.
Ready to start?
Once you’re ready, you have several ways to complete the FAFSA form, including the fafsa.gov website or the new myStudentAid mobile app. Using the app, you can fill out the FAFSA form safely and securely from your mobile device. On the app, you can also manage your FSA ID, view your federal student aid history and loan information, and more. The myStudentAid app is available from both the Apple App Store (iOS) and Google Play (Android).